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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $449,644 | $167,533+168.4% | $151,645+196.5% | $134,545+234.2% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -15.77% | 7.81%-23.6pp | 3.34%-19.1pp | 418.37%-434.1pp |
| Employer contribution / active EE | $21,655 | $6,828+217.1% | $6,165+251.3% | $4,742+356.7% |
| Participant deferral / active EE | $20,273 | $8,985+125.6% | $8,363+142.4% | $6,401+216.7% |
| Admin fee / account holder | $1,639 | $13,781-88.1% | $11,614-85.9% | $11,431-85.7% |