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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,712 | $160,059-27.7% | $140,019-17.4% | $135,380-14.5% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -13.02% | 911.48%-924.5pp | 651.17%-664.2pp | 519.81%-532.8pp |
| Employer contribution / active EE | $10,706 | $6,420+66.8% | $5,605+91.0% | $4,779+124.0% |
| Participant deferral / active EE | $15,828 | $7,641+107.1% | $6,927+128.5% | $5,609+182.2% |
| Admin fee / account holder | $985 | $13,328-92.6% | $10,705-90.8% | $10,828-90.9% |