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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,356 | $184,000+22.5% | $162,185+39.0% | $152,909+47.4% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 24.91% | 150.80%-125.9pp | 115.61%-90.7pp | 345.46%-320.6pp |
| Employer contribution / active EE | $16,894 | $6,370+165.2% | $5,613+201.0% | $4,764+254.6% |
| Participant deferral / active EE | $19,092 | $8,033+137.7% | $7,297+161.6% | $5,851+226.3% |
| Admin fee / account holder | $6,657 | $13,124-49.3% | $10,844-38.6% | $11,601-42.6% |