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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $721,167 | $201,370+258.1% | $184,256+291.4% | $145,897+394.3% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 11.32% | 29.05%-17.7pp | 28.85%-17.5pp | 552.29%-541.0pp |
| Employer contribution / active EE | $22,667 | $7,024+222.7% | $6,427+252.7% | $4,663+386.1% |
| Participant deferral / active EE | $22,111 | $9,808+125.4% | $9,133+142.1% | $6,689+230.5% |
| Admin fee / account holder | $2,458 | $16,364-85.0% | $13,899-82.3% | $13,390-81.6% |