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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,692 | $228,395-67.3% | $185,861-59.8% | $158,982-53.0% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 4.39% | 40.82%-36.4pp | 35.96%-31.6pp | 302.99%-298.6pp |
| Employer contribution / active EE | $5,459 | $4,968+9.9% | $4,088+33.5% | $4,763+14.6% |
| Participant deferral / active EE | $14,222 | $6,417+121.6% | $5,634+152.4% | $5,983+137.7% |
| Admin fee / account holder | $3,995 | $11,869-66.3% | $9,503-58.0% | $11,252-64.5% |