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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,692 | $228,352-67.3% | $185,827-59.8% | $158,950-53.0% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 4.39% | 40.81%-36.4pp | 35.96%-31.6pp | 302.91%-298.5pp |
| Employer contribution / active EE | $5,459 | $4,967+9.9% | $4,087+33.6% | $4,762+14.6% |
| Participant deferral / active EE | $14,222 | $6,416+121.7% | $5,633+152.5% | $5,983+137.7% |
| Admin fee / account holder | $3,995 | $11,867-66.3% | $9,502-58.0% | $11,248-64.5% |