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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,010 | $202,463-48.1% | $169,397-38.0% | $139,487-24.7% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 1.63% | 532.64%-531.0pp | 406.23%-404.6pp | 373.84%-372.2pp |
| Employer contribution / active EE | $1,209 | $4,694-74.3% | $4,013-69.9% | $4,755-74.6% |
| Participant deferral / active EE | $14,876 | $6,941+114.3% | $6,223+139.1% | $6,713+121.6% |
| Admin fee / account holder | $1,106 | $10,726-89.7% | $9,017-87.7% | $11,407-90.3% |