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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,760 | $67,602-45.6% | $82,312-55.3% | $70,126-47.6% |
| Participation rate | 73.5% | 72.8%+0.7pp | 76.9%-3.4pp | 69.5%+3.9pp |
| Annual return | 12.68% | 21.57%-8.9pp | 25.88%-13.2pp | 73.15%-60.5pp |
| Employer contribution / active EE | $0 | $1,755-100.0% | $2,428-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $1,761 | $2,987-41.1% | $3,706-52.5% | $3,332-47.1% |
| Admin fee / account holder | $6,236 | $4,512+38.2% | $5,608+11.2% | $4,645+34.2% |