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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,597 | $82,674+50.7% | $125,381-0.6% | $68,486+81.9% |
| Participation rate | 76.3% | 75.1%+1.3pp | 82.4%-6.1pp | 67.9%+8.4pp |
| Annual return | -17.15% | -5.97%-11.2pp | 572.31%-589.5pp | -7.85%-9.3pp |
| Employer contribution / active EE | $4,012 | $3,382+18.6% | $4,815-16.7% | $2,597+54.5% |
| Participant deferral / active EE | $11,282 | $6,111+84.6% | $7,448+51.5% | $4,028+180.1% |
| Admin fee / account holder | $3,567 | $6,277-43.2% | $10,007-64.4% | $5,404-34.0% |