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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,561 | $105,198+46.9% | $159,455-3.1% | $85,856+80.0% |
| Participation rate | 65.1% | 75.8%-10.7pp | 82.8%-17.7pp | 69.3%-4.2pp |
| Annual return | 15.55% | 45.08%-29.5pp | 263.63%-248.1pp | 318.58%-303.0pp |
| Employer contribution / active EE | $4,303 | $3,319+29.7% | $4,830-10.9% | $2,565+67.7% |
| Participant deferral / active EE | $10,773 | $5,946+81.2% | $7,353+46.5% | $3,952+172.6% |
| Admin fee / account holder | $1,966 | $6,934-71.6% | $10,800-81.8% | $6,261-68.6% |