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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,019 | $81,208+25.6% | $98,920+3.1% | $79,856+27.8% |
| Participation rate | 100.0% | 72.5%+27.5pp | 76.0%+24.0pp | 69.6%+30.4pp |
| Annual return | 14.77% | 60.99%-46.2pp | 196.47%-181.7pp | 31.71%-16.9pp |
| Employer contribution / active EE | $5,942 | $1,960+203.2% | $2,689+121.0% | $2,471+140.5% |
| Participant deferral / active EE | $5,516 | $3,265+68.9% | $4,245+29.9% | $3,741+47.5% |
| Admin fee / account holder | $1,864 | $6,013-69.0% | $6,643-71.9% | $5,306-64.9% |