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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,533 | $61,660+9.5% | $80,022-15.6% | $64,173+5.2% |
| Participation rate | 100.0% | 71.7%+28.3pp | 75.8%+24.2pp | 69.6%+30.4pp |
| Annual return | -8.10% | -0.33%-7.8pp | 11.22%-19.3pp | 7.63%-15.7pp |
| Employer contribution / active EE | $5,769 | $1,810+218.6% | $2,468+133.7% | $2,381+142.3% |
| Participant deferral / active EE | $5,440 | $2,968+83.3% | $3,686+47.6% | $3,470+56.8% |
| Admin fee / account holder | $7,567 | $5,417+39.7% | $6,521+16.0% | $4,887+54.8% |