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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,987 | $87,546+54.2% | $75,784+78.1% | $125,389+7.7% |
| Participation rate | 57.1% | 80.2%-23.0pp | 75.8%-18.7pp | 83.2%-26.0pp |
| Annual return | 1.36% | 13.49%-12.1pp | 9.68%-8.3pp | 282.24%-280.9pp |
| Employer contribution / active EE | $2,375 | $3,930-39.6% | $3,323-28.5% | $4,866-51.2% |
| Participant deferral / active EE | $6,004 | $4,230+42.0% | $3,652+64.4% | $5,352+12.2% |
| Admin fee / account holder | $0 | $6,503-100.0% | $5,300-100.0% | $9,541-100.0% |