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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,068 | $97,732+95.5% | $83,831+127.9% | $135,380+41.1% |
| Participation rate | 40.0% | 80.0%-40.0pp | 76.1%-36.1pp | 82.6%-42.6pp |
| Annual return | -4.33% | 1287.56%-1291.9pp | 850.99%-855.3pp | 519.81%-524.1pp |
| Employer contribution / active EE | $2,408 | $4,222-43.0% | $3,631-33.7% | $4,779-49.6% |
| Participant deferral / active EE | $7,400 | $4,683+58.0% | $4,082+81.3% | $5,609+31.9% |
| Admin fee / account holder | $30,888 | $6,675+362.8% | $5,479+463.8% | $10,828+185.3% |