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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,227 | $71,873+99.3% | $86,698+65.2% | $68,490+109.1% |
| Participation rate | 100.0% | 72.2%+27.8pp | 76.6%+23.4pp | 67.9%+32.1pp |
| Annual return | -21.23% | 3.54%-24.8pp | 35.96%-57.2pp | -7.85%-13.4pp |
| Employer contribution / active EE | $8,048 | $2,173+270.3% | $2,837+183.7% | $2,597+209.9% |
| Participant deferral / active EE | $5,853 | $3,779+54.9% | $4,656+25.7% | $4,028+45.3% |
| Admin fee / account holder | $8,616 | $6,110+41.0% | $7,492+15.0% | $5,403+59.5% |