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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,456 | $78,423+72.7% | $95,964+41.2% | $79,856+69.6% |
| Participation rate | 100.0% | 73.5%+26.5pp | 77.1%+22.9pp | 69.6%+30.4pp |
| Annual return | 7.05% | 19.37%-12.3pp | 91.64%-84.6pp | 31.71%-24.7pp |
| Employer contribution / active EE | $7,226 | $1,945+271.4% | $2,541+184.3% | $2,471+192.4% |
| Participant deferral / active EE | $4,444 | $3,440+29.2% | $4,167+6.6% | $3,741+18.8% |
| Admin fee / account holder | $1,386 | $5,622-75.4% | $6,797-79.6% | $5,306-73.9% |