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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,457 | $72,486+64.8% | $87,103+37.1% | $72,976+63.7% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 2.76% | 24.46%-21.7pp | 28.19%-25.4pp | 81.02%-78.3pp |
| Employer contribution / active EE | $6,323 | $1,894+233.8% | $2,521+150.7% | $2,440+159.1% |
| Participant deferral / active EE | $4,232 | $3,270+29.4% | $4,049+4.5% | $3,608+17.3% |
| Admin fee / account holder | $1,165 | $5,055-77.0% | $7,491-84.4% | $5,124-77.3% |