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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,558 | $86,938+18.0% | $102,423+0.1% | $80,925+26.7% |
| Participation rate | 81.8% | 72.4%+9.4pp | 76.5%+5.3pp | 67.7%+14.2pp |
| Annual return | 13.84% | 18.89%-5.0pp | 29.42%-15.6pp | 35.65%-21.8pp |
| Employer contribution / active EE | $3,358 | $2,369+41.7% | $3,023+11.1% | $2,756+21.8% |
| Participant deferral / active EE | $9,821 | $4,120+138.4% | $5,054+94.3% | $4,299+128.5% |
| Admin fee / account holder | $802 | $8,053-90.0% | $9,455-91.5% | $6,940-88.4% |