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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,758 | $124,346-45.5% | $111,308-39.1% | $167,536-59.6% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 13.60% | 37.45%-23.8pp | 54.67%-41.1pp | 478.82%-465.2pp |
| Employer contribution / active EE | $3,780 | $3,437+10.0% | $2,732+38.4% | $4,839-21.9% |
| Participant deferral / active EE | $9,536 | $5,182+84.0% | $4,487+112.5% | $6,342+50.4% |
| Admin fee / account holder | $12,117 | $10,621+14.1% | $7,965+52.1% | $12,315-1.6% |