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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,743 | $112,131-44.9% | $95,964-35.7% | $158,982-61.2% |
| Participation rate | 95.7% | 79.0%+16.7pp | 77.1%+18.6pp | 82.0%+13.7pp |
| Annual return | 13.97% | 171.19%-157.2pp | 91.64%-77.7pp | 302.99%-289.0pp |
| Employer contribution / active EE | $3,044 | $3,199-4.9% | $2,541+19.8% | $4,763-36.1% |
| Participant deferral / active EE | $6,221 | $4,784+30.0% | $4,167+49.3% | $5,983+4.0% |
| Admin fee / account holder | $13,624 | $10,136+34.4% | $6,797+100.4% | $11,252+21.1% |