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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,968 | $138,393-3.9% | $184,256-27.8% | $80,959+64.2% |
| Participation rate | 86.0% | 83.9%+2.1pp | 86.8%-0.8pp | 67.7%+18.4pp |
| Annual return | 10.43% | 20.01%-9.6pp | 28.85%-18.4pp | 35.67%-25.2pp |
| Employer contribution / active EE | $2,018 | $4,847-58.4% | $6,427-68.6% | $2,757-26.8% |
| Participant deferral / active EE | $7,818 | $7,076+10.5% | $9,133-14.4% | $4,300+81.8% |
| Admin fee / account holder | $11,520 | $10,489+9.8% | $13,899-17.1% | $6,925+66.3% |