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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,881 | $146,267-2.3% | $197,124-27.5% | $82,448+73.3% |
| Participation rate | 89.8% | 84.0%+5.8pp | 86.7%+3.1pp | 68.1%+21.7pp |
| Annual return | 15.43% | 29.61%-14.2pp | 44.34%-28.9pp | 41.64%-26.2pp |
| Employer contribution / active EE | $2,108 | $4,723-55.4% | $6,227-66.1% | $2,551-17.3% |
| Participant deferral / active EE | $7,885 | $7,035+12.1% | $9,135-13.7% | $4,139+90.5% |
| Admin fee / account holder | $11,049 | $14,422-23.4% | $16,298-32.2% | $7,234+52.7% |