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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,645 | $209,428-50.0% | $178,498-41.4% | $158,950-34.2% |
| Participation rate | 80.0% | 86.4%-6.4pp | 81.9%-1.9pp | 82.0%-2.0pp |
| Annual return | 24.40% | 188.78%-164.4pp | 151.09%-126.7pp | 302.91%-278.5pp |
| Employer contribution / active EE | $3,040 | $5,707-46.7% | $5,011-39.3% | $4,762-36.2% |
| Participant deferral / active EE | $7,331 | $5,955+23.1% | $5,202+40.9% | $5,983+22.5% |
| Admin fee / account holder | $891 | $17,077-94.8% | $13,985-93.6% | $11,248-92.1% |