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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,835 | $198,457-73.4% | $170,435-69.0% | $147,586-64.2% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 15.15% | 257.30%-242.2pp | 205.94%-190.8pp | 578.59%-563.4pp |
| Employer contribution / active EE | $3,784 | $6,183-38.8% | $5,432-30.3% | $4,876-22.4% |
| Participant deferral / active EE | $10,380 | $5,629+84.4% | $4,939+110.1% | $5,439+90.8% |
| Admin fee / account holder | $340 | $16,852-98.0% | $13,881-97.6% | $10,886-96.9% |