Retirement plan

NATH COMPANIES 401(K) PLAN

Name: NATH COMPANIES - NATH COMPANIES 401(K) PLAN (2025) Form 5500
Creator: NATH COMPANIES
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, NATH COMPANIES 401(K) PLAN, NATH COMPANIES

NATH COMPANIESEIN 41-1859549Plan #001PY 2025

900 AMERICAN BLVD EAST, SUITE 300 - BLOOMINGTON, MN 55420952-853-1452

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$8.8M

+21.8% from 2024

Total participants

323

-6.6% from 2024

Average account balance

$27,920

+30.7% from 2024

Annual return

17.75%

+6.87 pp from 2024

Benchmarks

See 95 peers

Peer group

Industry55 - Management of Companies and Enterprises

Plan typeDefined contribution

Participants100-249

Cohort95 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$8.77M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$28K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

314

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

95.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$956K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+17.75%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$245

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786	Loan Processing	$44,916
USI CONSULTING GROUP4 years Filed as: USI ADVISORS INC Service code 27 · EIN 06-1397347	Advisory (Plan)	$22,000
MILLER, WELLE, HEISER & CO, LTD5 years Filed as: MILLER WELLE HEISER & CO LTD. Service code 10 · EIN 41-1334380	Accounting	$10,000

Plan features & details

Pension benefit codes2F2G2J2T3H2E3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$77K

$363 / participant

Recordkeeping$45K58.4%
Investment mgmt$22K28.6%
Other / not subdivided$10K13.0%

% of EOY assets

0.877%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: MILLER WELLE HEISER
Auditor EIN: 411334380
Audit fees: $10,000
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$27,920

$84,685-67.0%

$142,942-80.5%

$67,986-58.9%

Participation rate

95.8%

61.4%+34.4pp

76.8%+18.9pp

57.2%+38.5pp

Annual return

17.75%

35.89%-18.1pp

113.70%-96.0pp

31.67%-13.9pp

Employer contribution / active EE

$1,524

$2,263-32.7%

$4,139-63.2%

$2,019-24.5%

Participant deferral / active EE

$2,985

$3,832-22.1%

$7,128-58.1%

$3,358-11.1%

Admin fee / account holder

$245

$3,229-92.4%

$12,475-98.0%

$3,203-92.4%

Provider

Service type

Compensation

FIDELITY INVESTMENTS INSTITUTIONAL10+ years

Service code 37 · EIN 04-2647786

Loan Processing

$44,916

USI CONSULTING GROUP4 years

Filed as: USI ADVISORS INC

Service code 27 · EIN 06-1397347

Advisory (Plan)

$22,000

MILLER, WELLE, HEISER & CO, LTD5 years

Filed as: MILLER WELLE HEISER & CO LTD.

Service code 10 · EIN 41-1334380

Accounting

$10,000

NATH COMPANIES 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

NATH COMPANIES 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion