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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,343 | $102,393-54.7% | $147,041-68.5% | $80,911-42.7% |
| Participation rate | 92.3% | 75.9%+16.5pp | 82.2%+10.1pp | 67.6%+24.7pp |
| Annual return | 14.82% | 134.95%-120.1pp | 419.21%-404.4pp | 35.63%-20.8pp |
| Employer contribution / active EE | $2,796 | $3,715-24.8% | $4,935-43.4% | $2,756+1.4% |
| Participant deferral / active EE | $8,492 | $6,647+27.8% | $8,071+5.2% | $4,297+97.6% |
| Admin fee / account holder | $2,179 | $7,943-72.6% | $13,006-83.2% | $6,935-68.6% |