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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,921 | $77,817-79.5% | $123,553-87.1% | $64,173-75.2% |
| Participation rate | 93.5% | 74.7%+18.8pp | 82.3%+11.3pp | 69.6%+24.0pp |
| Annual return | -9.63% | 12.49%-22.1pp | 119.21%-128.8pp | 7.63%-17.3pp |
| Employer contribution / active EE | $1,602 | $3,014-46.8% | $4,628-65.4% | $2,381-32.7% |
| Participant deferral / active EE | $3,514 | $5,240-32.9% | $6,426-45.3% | $3,470+1.3% |
| Admin fee / account holder | $1,040 | $5,519-81.2% | $9,284-88.8% | $4,887-78.7% |