Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,716 | $86,919+50.4% | $102,457+27.6% | $80,911+61.6% |
| Participation rate | 57.6% | 72.4%-14.8pp | 76.5%-18.9pp | 67.6%-10.1pp |
| Annual return | 10.20% | 18.90%-8.7pp | 29.41%-19.2pp | 35.63%-25.4pp |
| Employer contribution / active EE | $1,674 | $2,368-29.3% | $3,022-44.6% | $2,756-39.3% |
| Participant deferral / active EE | $3,703 | $4,119-10.1% | $5,054-26.7% | $4,297-13.8% |
| Admin fee / account holder | $5,427 | $8,049-32.6% | $9,451-42.6% | $6,935-21.7% |