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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,240 | $107,666-59.8% | $102,184-57.7% | $154,746-72.1% |
| Participation rate | 88.9% | 83.7%+5.2pp | 82.6%+6.3pp | 80.7%+8.2pp |
| Annual return | 9.12% | 29.33%-20.2pp | 31.58%-22.5pp | 172.34%-163.2pp |
| Employer contribution / active EE | $4,887 | $3,846+27.1% | $3,594+36.0% | $4,379+11.6% |
| Participant deferral / active EE | $13,644 | $8,719+56.5% | $8,309+64.2% | $6,730+102.7% |
| Admin fee / account holder | $38,009 | $12,943+193.7% | $11,609+227.4% | $14,365+164.6% |