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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,240 | $100,970-57.2% | $96,576-55.2% | $137,256-68.5% |
| Participation rate | 88.9% | 82.6%+6.3pp | 81.4%+7.4pp | 80.0%+8.9pp |
| Annual return | 9.12% | 38.16%-29.0pp | 38.47%-29.4pp | 220.34%-211.2pp |
| Employer contribution / active EE | $4,887 | $3,809+28.3% | $3,553+37.6% | $4,156+17.6% |
| Participant deferral / active EE | $13,644 | $8,286+64.7% | $7,956+71.5% | $6,407+113.0% |
| Admin fee / account holder | $38,009 | $11,312+236.0% | $11,381+234.0% | $12,270+209.8% |