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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,672 | $98,766+260.1% | $149,730+137.5% | $79,852+345.4% |
| Participation rate | 97.7% | 75.8%+21.9pp | 82.5%+15.2pp | 69.6%+28.0pp |
| Annual return | 12.49% | 27.43%-14.9pp | 276.70%-264.2pp | 31.72%-19.2pp |
| Employer contribution / active EE | $9,260 | $3,217+187.8% | $4,645+99.3% | $2,471+274.7% |
| Participant deferral / active EE | $8,624 | $5,681+51.8% | $6,843+26.0% | $3,740+130.6% |
| Admin fee / account holder | $21,901 | $6,052+261.9% | $9,310+135.2% | $5,306+312.7% |