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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,790 | $77,817+281.4% | $123,553+140.2% | $64,173+362.5% |
| Participation rate | 91.7% | 74.7%+17.0pp | 82.3%+9.4pp | 69.6%+22.1pp |
| Annual return | -6.60% | 12.49%-19.1pp | 119.21%-125.8pp | 7.63%-14.2pp |
| Employer contribution / active EE | $6,685 | $3,014+121.8% | $4,628+44.4% | $2,381+180.8% |
| Participant deferral / active EE | $7,456 | $5,240+42.3% | $6,426+16.0% | $3,470+114.9% |
| Admin fee / account holder | $15,174 | $5,519+174.9% | $9,284+63.4% | $4,887+210.5% |