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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,917 | $76,551+235.6% | $123,894+107.4% | $62,881+308.6% |
| Participation rate | 91.7% | 73.0%+18.7pp | 81.4%+10.3pp | 69.3%+22.4pp |
| Annual return | 7.55% | 18.68%-11.1pp | 47.52%-40.0pp | 20.14%-12.6pp |
| Employer contribution / active EE | $7,026 | $2,882+143.8% | $4,617+52.2% | $2,281+208.0% |
| Participant deferral / active EE | $7,958 | $4,840+64.4% | $5,984+33.0% | $3,203+148.4% |
| Admin fee / account holder | $1,274 | $4,826-73.6% | $8,357-84.8% | $4,296-70.3% |