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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $451,666 | $106,524+324.0% | $152,301+196.6% | $87,485+416.3% |
| Participation rate | 95.5% | 75.8%+19.7pp | 82.4%+13.0pp | 68.9%+26.5pp |
| Annual return | 16.34% | 26.89%-10.6pp | 80.50%-64.2pp | 26.06%-9.7pp |
| Employer contribution / active EE | $12,196 | $3,371+261.7% | $4,624+163.7% | $2,596+369.7% |
| Participant deferral / active EE | $11,507 | $6,525+76.4% | $8,004+43.8% | $4,274+169.3% |
| Admin fee / account holder | $30,292 | $8,287+265.6% | $14,398+110.4% | $7,775+289.6% |