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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $370,085 | $102,422+261.3% | $147,117+151.6% | $80,959+357.1% |
| Participation rate | 97.9% | 75.9%+22.0pp | 82.2%+15.7pp | 67.7%+30.2pp |
| Annual return | 11.55% | 135.16%-123.6pp | 420.54%-409.0pp | 35.67%-24.1pp |
| Employer contribution / active EE | $10,399 | $3,717+179.7% | $4,932+110.8% | $2,757+277.2% |
| Participant deferral / active EE | $9,769 | $6,652+46.9% | $8,065+21.1% | $4,300+127.2% |
| Admin fee / account holder | $1,785 | $7,953-77.6% | $12,993-86.3% | $6,925-74.2% |