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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,998 | $112,915-74.3% | $90,965-68.1% | $158,950-81.8% |
| Participation rate | 62.5% | 74.7%-12.2pp | 69.0%-6.5pp | 82.0%-19.5pp |
| Annual return | 16.14% | 215.75%-199.6pp | 134.57%-118.4pp | 302.91%-286.8pp |
| Employer contribution / active EE | $1,014 | $2,894-65.0% | $2,122-52.2% | $4,762-78.7% |
| Participant deferral / active EE | $1,864 | $4,128-54.8% | $3,373-44.7% | $5,983-68.8% |
| Admin fee / account holder | $2,325 | $8,044-71.1% | $5,960-61.0% | $11,248-79.3% |