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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,695 | $93,346-87.5% | $71,796-83.7% | $273,972-95.7% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 83.0%+17.0pp |
| Annual return | 58.07% | 130.39%-72.3pp | 78.04%-20.0pp | 41.46%+16.6pp |
| Employer contribution / active EE | $893 | $2,733-67.3% | $1,924-53.6% | $4,869-81.7% |
| Participant deferral / active EE | $2,318 | $3,475-33.3% | $2,794-17.1% | $5,287-56.2% |
| Admin fee / account holder | $958 | $6,571-85.4% | $4,815-80.1% | $10,133-90.5% |