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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,673 | $99,994+119.7% | $146,643+49.8% | $85,847+155.9% |
| Participation rate | 78.6% | 73.1%+5.5pp | 80.1%-1.5pp | 69.3%+9.3pp |
| Annual return | 16.97% | 18.93%-2.0pp | 22.75%-5.8pp | 318.61%-301.6pp |
| Employer contribution / active EE | $2,480 | $2,559-3.1% | $4,137-40.0% | $2,565-3.3% |
| Participant deferral / active EE | $6,084 | $4,006+51.9% | $5,506+10.5% | $3,952+53.9% |
| Admin fee / account holder | $2,823 | $7,703-63.4% | $10,280-72.5% | $6,261-54.9% |