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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,544 | $101,778+116.7% | $164,975+33.7% | $80,925+172.5% |
| Participation rate | 76.9% | 71.8%+5.1pp | 78.6%-1.7pp | 67.7%+9.3pp |
| Annual return | 16.50% | 16.73%-0.2pp | 70.12%-53.6pp | 35.65%-19.1pp |
| Employer contribution / active EE | $2,765 | $2,954-6.4% | $4,343-36.3% | $2,756+0.3% |
| Participant deferral / active EE | $5,854 | $4,477+30.8% | $6,033-3.0% | $4,299+36.2% |
| Admin fee / account holder | $51,553 | $8,221+527.1% | $12,688+306.3% | $6,940+642.8% |