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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,364 | $100,139+41.2% | $85,187+65.9% | $145,884-3.1% |
| Participation rate | 85.7% | 74.1%+11.6pp | 67.5%+18.2pp | 80.3%+5.4pp |
| Annual return | 13.17% | 84.15%-71.0pp | 66.67%-53.5pp | 551.85%-538.7pp |
| Employer contribution / active EE | $8,960 | $3,238+176.7% | $2,732+227.9% | $4,662+92.2% |
| Participant deferral / active EE | $2,813 | $5,296-46.9% | $4,525-37.8% | $6,690-58.0% |
| Admin fee / account holder | $1,955 | $7,262-73.1% | $6,162-68.3% | $13,392-85.4% |