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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,307 | $114,130-12.1% | $96,192+4.3% | $167,553-40.1% |
| Participation rate | 100.0% | 75.1%+24.9pp | 68.4%+31.6pp | 82.1%+17.9pp |
| Annual return | 15.31% | 190.07%-174.8pp | 192.09%-176.8pp | 478.89%-463.6pp |
| Employer contribution / active EE | $10,656 | $3,431+210.6% | $2,799+280.6% | $4,840+120.2% |
| Participant deferral / active EE | $4,073 | $5,198-21.6% | $4,351-6.4% | $6,343-35.8% |
| Admin fee / account holder | $2,064 | $6,901-70.1% | $5,539-62.7% | $12,316-83.2% |