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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,711 | $96,419+17.9% | $80,648+41.0% | $139,487-18.5% |
| Participation rate | 92.3% | 73.6%+18.7pp | 67.0%+25.3pp | 80.3%+12.0pp |
| Annual return | 17.28% | 1352.86%-1335.6pp | 937.21%-919.9pp | 373.84%-356.6pp |
| Employer contribution / active EE | $8,980 | $3,261+175.4% | $2,724+229.7% | $4,755+88.9% |
| Participant deferral / active EE | $3,280 | $5,225-37.2% | $4,443-26.2% | $6,713-51.1% |
| Admin fee / account holder | $1,539 | $6,605-76.7% | $5,382-71.4% | $11,407-86.5% |