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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,655 | $110,379+24.7% | $102,412+34.4% | $145,884-5.6% |
| Participation rate | 68.8% | 77.9%-9.2pp | 74.5%-5.8pp | 80.3%-11.6pp |
| Annual return | 11.97% | 24.84%-12.9pp | 24.94%-13.0pp | 551.85%-539.9pp |
| Employer contribution / active EE | $2,860 | $4,216-32.2% | $3,870-26.1% | $4,662-38.7% |
| Participant deferral / active EE | $9,881 | $5,622+75.8% | $5,060+95.3% | $6,690+47.7% |
| Admin fee / account holder | $1,259 | $9,745-87.1% | $8,388-85.0% | $13,392-90.6% |