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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,655 | $111,814+23.1% | $103,374+33.2% | $145,959-5.7% |
| Participation rate | 68.8% | 77.9%-9.2pp | 74.5%-5.8pp | 80.3%-11.5pp |
| Annual return | 11.97% | 24.77%-12.8pp | 24.89%-12.9pp | 561.95%-550.0pp |
| Employer contribution / active EE | $2,860 | $4,214-32.1% | $3,869-26.1% | $4,661-38.6% |
| Participant deferral / active EE | $9,881 | $5,618+75.9% | $5,058+95.4% | $6,689+47.7% |
| Admin fee / account holder | $1,259 | $9,754-87.1% | $8,394-85.0% | $13,398-90.6% |