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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,797 | $95,404+32.9% | $113,397+11.8% | $82,637+53.4% |
| Participation rate | 62.5% | 72.8%-10.3pp | 76.5%-14.0pp | 68.1%-5.6pp |
| Annual return | 16.72% | 19.08%-2.4pp | 23.20%-6.5pp | 53.51%-36.8pp |
| Employer contribution / active EE | $2,000 | $2,307-13.3% | $2,977-32.8% | $2,552-21.6% |
| Participant deferral / active EE | $4,547 | $4,220+7.8% | $5,076-10.4% | $4,126+10.2% |
| Admin fee / account holder | $176 | $9,168-98.1% | $11,957-98.5% | $7,339-97.6% |