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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,024 | $80,992+11.2% | $96,534-6.7% | $75,173+19.8% |
| Participation rate | 48.5% | 71.8%-23.3pp | 76.0%-27.5pp | 67.2%-18.7pp |
| Annual return | 17.23% | 27.05%-9.8pp | 25.88%-8.7pp | 160.72%-143.5pp |
| Employer contribution / active EE | $1,429 | $2,283-37.4% | $2,965-51.8% | $2,671-46.5% |
| Participant deferral / active EE | $3,554 | $3,929-9.5% | $4,851-26.7% | $4,126-13.9% |
| Admin fee / account holder | $3,595 | $6,717-46.5% | $8,253-56.4% | $5,651-36.4% |