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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,673 | $223,823+40.1% | $211,142+48.6% | $154,746+102.7% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 19.49% | 50.39%-30.9pp | 46.84%-27.3pp | 172.34%-152.8pp |
| Employer contribution / active EE | $12,030 | $6,787+77.3% | $6,442+86.7% | $4,379+174.7% |
| Participant deferral / active EE | $14,580 | $9,750+49.5% | $9,284+57.0% | $6,730+116.6% |
| Admin fee / account holder | $639 | $19,707-96.8% | $19,076-96.6% | $14,365-95.6% |