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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,232 | $58,828-23.1% | $78,002-42.0% | $62,881-28.1% |
| Participation rate | 89.0% | 71.1%+18.0pp | 75.5%+13.5pp | 69.3%+19.7pp |
| Annual return | 4.32% | 17.16%-12.8pp | 425.99%-421.7pp | 20.14%-15.8pp |
| Employer contribution / active EE | $459 | $1,672-72.5% | $2,470-81.4% | $2,281-79.9% |
| Participant deferral / active EE | $1,837 | $2,686-31.6% | $3,497-47.5% | $3,203-42.6% |
| Admin fee / account holder | $4,084 | $4,393-7.0% | $5,481-25.5% | $4,296-4.9% |