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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,227 | $73,019-31.2% | $90,766-44.7% | $68,490-26.7% |
| Participation rate | 68.8% | 70.8%-2.1pp | 75.7%-6.9pp | 67.9%+0.9pp |
| Annual return | -13.77% | -13.81%0pp | -12.16%-1.6pp | -7.85%-5.9pp |
| Employer contribution / active EE | $570 | $2,193-74.0% | $2,922-80.5% | $2,597-78.0% |
| Participant deferral / active EE | $2,315 | $3,626-36.2% | $4,565-49.3% | $4,028-42.5% |
| Admin fee / account holder | $3,998 | $5,897-32.2% | $8,446-52.7% | $5,403-26.0% |