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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,990 | $81,487+135.6% | $102,412+87.5% | $80,935+137.2% |
| Participation rate | 63.6% | 66.8%-3.2pp | 74.5%-10.9pp | 67.7%-4.0pp |
| Annual return | 10.48% | 25.60%-15.1pp | 24.94%-14.5pp | 35.66%-25.2pp |
| Employer contribution / active EE | $890 | $3,103-71.3% | $3,870-77.0% | $2,757-67.7% |
| Participant deferral / active EE | $5,793 | $3,871+49.7% | $5,060+14.5% | $4,299+34.7% |
| Admin fee / account holder | $14,941 | $6,717+122.4% | $8,388+78.1% | $6,924+115.8% |