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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,643 | $162,812+78.5% | $133,971+116.9% | $158,966+82.8% |
| Participation rate | 77.8% | 83.2%-5.4pp | 79.8%-2.1pp | 82.0%-4.2pp |
| Annual return | 7.52% | 41.94%-34.4pp | 45.09%-37.6pp | 302.95%-295.4pp |
| Employer contribution / active EE | $3,032 | $4,976-39.1% | $3,919-22.6% | $4,762-36.3% |
| Participant deferral / active EE | $7,346 | $5,910+24.3% | $5,047+45.5% | $5,983+22.8% |
| Admin fee / account holder | $52,632 | $11,741+348.3% | $8,929+489.4% | $11,250+367.8% |