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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,367 | $144,130+91.1% | $117,861+133.6% | $147,586+86.6% |
| Participation rate | 87.5% | 83.4%+4.1pp | 79.7%+7.8pp | 82.8%+4.7pp |
| Annual return | 9.23% | 531.20%-522.0pp | 335.11%-325.9pp | 578.59%-569.4pp |
| Employer contribution / active EE | $3,132 | $4,897-36.0% | $3,786-17.3% | $4,876-35.8% |
| Participant deferral / active EE | $4,746 | $5,316-10.7% | $4,482+5.9% | $5,439-12.7% |
| Admin fee / account holder | $24,397 | $10,887+124.1% | $8,021+204.2% | $10,886+124.1% |