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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,897 | $92,743-25.7% | $82,744-16.7% | $134,532-48.8% |
| Participation rate | 47.1% | 75.2%-28.1pp | 72.6%-25.5pp | 81.2%-34.2pp |
| Annual return | -12.94% | 946.63%-959.6pp | 702.22%-715.2pp | 418.27%-431.2pp |
| Employer contribution / active EE | $1,557 | $3,273-52.4% | $3,008-48.2% | $4,741-67.2% |
| Participant deferral / active EE | $3,160 | $4,802-34.2% | $4,395-28.1% | $6,401-50.6% |
| Admin fee / account holder | $47,614 | $5,977+696.6% | $5,325+794.2% | $11,429+316.6% |