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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,707 | $100,895-33.9% | $90,430-26.2% | $158,950-58.0% |
| Participation rate | 43.8% | 75.0%-31.3pp | 72.7%-28.9pp | 82.0%-38.2pp |
| Annual return | 15.04% | 1725.54%-1710.5pp | 1293.73%-1278.7pp | 302.91%-287.9pp |
| Employer contribution / active EE | $1,326 | $3,689-64.1% | $3,262-59.4% | $4,762-72.2% |
| Participant deferral / active EE | $2,337 | $4,347-46.2% | $3,963-41.0% | $5,983-60.9% |
| Admin fee / account holder | $5,337 | $6,505-18.0% | $5,613-4.9% | $11,248-52.6% |