Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK LIFE INSURANCE COMPNAY Service code 15 · EIN 01-0233346 | Recordkeeping | $178 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,344 | $25,302+67.4% | $74,719-43.3% | $67,579-37.3% |
| Participation rate | 11.3% | 37.8%-26.6pp | 54.5%-43.2pp | 71.3%-60.0pp |
| Annual return | 18.02% | 10291.17%-10273.1pp | 753.05%-735.0pp | 378.56%-360.5pp |
| Employer contribution / active EE | $243 | $446-45.6% | $1,084-77.6% | $2,148-88.7% |
| Participant deferral / active EE | $531 | $954-44.3% | $1,963-72.9% | $3,539-85.0% |
| Admin fee / account holder | $543 | $108+404.0% | $3,334-83.7% | $142+281.3% |